Terms of Use

1. AGREEMENT TO LEGAL TERMS

These Terms of Use ("Terms") are a legal agreement between you and PurrfectPlan ("Company", "we", "us", "our"), registered in Ukraine at Poliarna Street 11, Kyiv, 02000. We operate the PurrfectPlan mobile application (the "App") and related services (the "Services"). By using the Services you agree to these Terms. If you do not agree, do not use the Services.

Age: The Services are intended for users 13+. Minors must have parental/guardian permission and supervision.

We may update these Terms by posting a new version with a new Effective date. Continued use means acceptance.

2. OUR SERVICES; NO REGULATED USE

PurrfectPlan is a productivity and lifestyle app: projects and tasks, habits, lists, simple budgeting and saving goals, personal reflections, and a Life Balance Wheel with lifestyle (non-medical) tips. The Services are not designed to comply with industry-specific laws (e.g., HIPAA, GLBA, FISMA). Do not use the Services where such laws apply.

3. INTELLECTUAL PROPERTY

All content and trademarks in the Services are owned by us or our licensors and are provided "as is" for your personal or internal business use only. You receive a non-exclusive, revocable, non-transferable license to access and use the Services. No other rights are granted.

4. USER REPRESENTATIONS

You confirm your registration info is accurate and updated, you have legal capacity, you will not use bots or unlawful means, and your use complies with applicable law.

5. ACCOUNTS AND SECURITY

You may need an account to use certain features. Keep your credentials confidential; you are responsible for all activity under your account. We may reclaim inappropriate usernames.

6. PURCHASES AND PAYMENT (APPLE IN-APP PURCHASE)

All paid features (including free trials and subscriptions) are offered only through Apple's In-App Purchase (IAP). Apple processes billing and taxes; we do not collect card data. Currency and price are as shown in your App Store storefront and may change per Apple's rules.

Refunds: refunds (if any) are handled by Apple under the Apple Media Services Terms. Contact Apple Support to request a refund.

7. SUBSCRIPTIONS AND FREE TRIAL

Auto-renewal: subscriptions renew automatically until canceled. Your App Store account is charged at confirmation and on each renewal.

Free trial: a 14-day trial may be offered; after it ends, your chosen plan starts unless you cancel before the trial ends.

Manage or cancel: iOS Settings → [Your name] → Subscriptions. Cancellation takes effect at the end of the current period; Premium access ends when the paid term expires.

We may change subscription pricing; we will notify you as required by law and via App Store mechanisms.

8. MOBILE APP LICENSE (iOS)

You may install and use the App on Apple devices you own or control, per Apple's usage rules. Do not reverse engineer, modify, or use the App for unlawful or competitive purposes. Apple is not responsible for support beyond what law requires.

9. PROHIBITED ACTIVITIES

You agree not to:

• violate laws; attempt unauthorized access; interfere with security or operation; use malware or automated scraping; impersonate others; collect users' data without consent; advertise or sell goods using the Services;
• sell, rent, or transfer your account/profile; reverse engineer the App; copy or adapt code; or build a substitute service using our IP.

10. USER CONTENT (PRIVATE USE)

Your notes, lists, journal entries, attachments, ratings, and similar items you add into the App are private to you by default ("User Content"). You own your User Content.

You grant us a limited, worldwide, non-exclusive license to host, process, and display your User Content only to operate and improve the Services (for example, sync and backups, de-identified analytics). We do not publish your User Content to other users. We may remove content if it violates law or these Terms. No public UGC forums or user-to-user messaging are provided.

11. THIRD-PARTY SERVICES

The Services may link to or rely on third-party services (e.g., Apple IAP, sign-in providers). We are not responsible for their content or policies. Review their terms and privacy notices.

12. PRIVACY

See our Privacy Policy: https://purrfectplan.com/privacy-policy. By using the Services you consent to the practices described there, including processing outside your country where lawful.

13. AI/LIFESTYLE AND MEDICAL/FINANCIAL DISCLAIMER

Any tips or insights (including AI-generated) are lifestyle and self-care only. They are not medical, mental-health, legal, tax, or financial advice. Seek professional advice when needed.

14. NO EMERGENCY USE

The Services are not intended for emergencies or critical care. In an emergency, call local emergency services.

15. MODIFICATIONS; AVAILABILITY

Features may change or be discontinued at any time. We do not guarantee uninterrupted availability. We may suspend or terminate access for violations or legal reasons.

16. TERMINATION

We may suspend or terminate your access for breach of these Terms or for legal/security reasons. You may stop using the Services at any time; account deletion is available in-app (see Privacy Policy for data deletion details).

17. DISPUTE RESOLUTION; GOVERNING LAW

Governing law: substantive laws of Ukraine (conflict-of-laws rules excluded).

Informal resolution: before formal action, the parties will attempt to resolve any dispute in good faith for 30 days after written notice.

Arbitration (where permitted by law): any dispute not resolved informally shall be finally settled by arbitration administered by the International Commercial Arbitration Court under the European Arbitration Chamber per its rules.

• Seat: Kyiv, Ukraine
• Language: English
• Arbitrators: one (1)

Class/representative actions are not permitted. If arbitration is not permitted by applicable consumer law, disputes are resolved exclusively by the courts of Kyiv, Ukraine.

18. LIMITATION OF LIABILITY

To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential, or punitive damages, loss of data, profits, revenue, goodwill, or business interruption. Our total liability for all claims will not exceed the amount you paid to us for the Services in the six (6) months before the event giving rise to liability, or USD 50, whichever is greater. Some jurisdictions do not allow certain limitations; in that case the limitation applies to the fullest extent permitted.

19. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless from claims arising out of your breach of these Terms, unlawful use, or infringement of third-party rights.

20. ELECTRONIC COMMUNICATIONS AND SIGNATURES

You consent to receive notices electronically and agree that electronic signatures and records have the same force as originals.

21. MISCELLANEOUS

These Terms (plus our Privacy Policy and in-app notices) constitute the entire agreement. If any provision is unenforceable, the remainder remains in effect. We may assign our rights and obligations. Failure to enforce is not a waiver.

22. CONTACT